Watch Your Money Grow with A Solid Financial Plan

Increasing your wealth doesn’t happen by chance. Yes, you might do it by winning a lottery, but for most of us, it happens with a sound financial plan.

A well thought out financial plan is your map to reaching goals such as buying a business, putting your kids through school, or retiring when you want to. It protects you and your family if the unexpected should ever happen. It also ensures that your savings continue to grow, even in a difficult economy.

So how do you create one?

My first step in planning with any client is to ensure that I understand their needs. So, when I meet with you, we’ll discuss your concerns, hopes, and dreams.  When I have your background, I develop different options for achieving your goals. Since there are pros and cons to each option, I’ll go over each one with you. Then, I help you make the best financial decisions for you and your family.

We’ll create your personal financial plan using my six-step process. You can read about it in detail in the Process We Follow. Briefly, these steps include:

  1. Determining your current situation and your goals
  2. Analyzing how you feel about risk
  3. Preparing your plan or investment policy statement
  4. Investing your money
  5. Ensuring you and your family are protected
  6. Monitoring, reporting, and making changes as needed

This same process applies to your business!  Read more about some of the ways I can help you reduce costs and protect your business here.

We also look at any debts you may have and develop a strategy to pay them off faster. I can help you consolidate debt and reduce interest payments so you can start saving more money, sooner.

It’s equally important to reduce the taxes you pay wherever possible. I’ll assist you in devising strategies to do this.

As your wealth grows, you still need to plan for the unexpected. A critical illness, unemployment, an untimely death – any of these situations could wreak havoc for you or your family. I’ll help you reduce your risks with insurance solutions that work for you, your family, or your business.

Finally, it’s important that you plan your estate. Although most of us don’t like to think about this, a well-planned estate ensures that more of your money goes to family, friends, or your favourite charities, rather than to taxes and probate fees.

Financial planning may seem complicated, but with honest advice and the right planner by your side, it doesn’t have to be.

I’d be happy to show you how I can make your financial management easier and less stressful in a free, no-obligation meeting. It will take no longer than an hour. We can meet in your Windsor or Essex County home, or in my office, at a time that works for you.

And to thank you for taking your valuable time to meet with me, you’ll receive a Tim Horton’s card, as my gift. You can enjoy a morning coffee, whether you decide to work with me, or not.

Take control of your future – and your dreams – right now! Contact me for your free, convenient appointment.